1. TD Canada Trust (TD Merchant Solutions)

    • Website: TD Merchant Solutions

    • Description: The only payment processor owned by a major Canadian bank — TD. They offer in-person (POS), mobile, and online payments, next‑day deposits (for TD accounts), 24/7 support, and integrated fraud tools.

    • Important note: TD recently announced a partnership with Fiserv, transitioning to use Fiserv’s Clover POS tech for many merchants.

  2. Moneris

    • Website: Moneris

    • Description: One of Canada’s largest and most established payment processors. Provides in-store, mobile, and online payments. Their Total Commerce solutions unify POS, e-commerce, and reporting.

  3. Nuvei

    • Website: Nuvei

    • Description: Montreal-based fintech offering scalable global payments, now with direct local acquiring in Canada — higher approval rates and more control.

  4. Helcim

    • Website: Helcim

    • Description: Calgary-based, SMB-focused processor. Uses an interchange‑plus pricing model (very transparent), supports in-person and online payments, and offers invoicing/recurring billing.

  5. Adyen

    • Website: Adyen

    • Description: Global unified commerce platform — supports in-store, e-commerce, and mobile payments. Ideal for businesses that want a highly scalable, international-grade payments infrastructure.

  6. Paystone

    • Website: Paystone

    • Description: Canadian-focused payment processor tailored to small and medium businesses. Offers no hidden fees, next-day funding, invoice payments, and recurring billing.

  7. PPS Canada

    • Website: PPS Canada

    • Description: Provides POS terminals (countertop, EMV), integrated loyalty/gift-card programs, electronic check acceptance, and full merchant services.

  8. Elavon Canada

    • Website: Elavon Canada

    • Description: Well-known global payment processor; supports credit/debit/multi‑currency; offers 24/7 support, fraud tools, and a variety of terminal options.

  9. Virtuous Payments

    • Website: Virtuous Payments

    • Description: Offers Clover smart terminals plus virtual terminals, and a strong online gateway. Focuses on flexible payment options and reliable customer service.

  10. Merchant‑Accounts.ca

    • Website: Merchant‑Accounts.ca

    • Description: A one-stop for merchant accounts + payment gateway; supports e-commerce, recurring billing, and multiple currencies (USD, EUR, etc.).