Simple Fees. Paid Only When You’re Funded.
The short version: 1% of the amount funded, capped at $5,000, on loans placed with a chartered Bank or BDC. No fee at all when the money comes from a private lender. Nothing up front, nothing if you don’t get funded.
What the 1% covers: we gather your documents, prepare the file the way a lender wants to see it, run the debt service coverage so we know where you stand before a lender looks at it, negotiate your rate and any discounts, and introduce you to the right lender with everything ready. You get one decision, not six months of back and forth.
Why we charge less where the money costs more: on a bank or BDC deal, the rate is the cheapest you’ll find anywhere, so we ask a small fee for the work of getting you there. When a private lender funds the deal, that lender pays us, so we don’t charge you twice. Our interest is in putting you with the cheapest money you qualify for.
Examples: A $100,000 bank loan costs you $1,000. A $250,000 bank loan costs you $2,500. Anything above $500,000 costs you $5,000 and no more. A private lending deal costs you nothing.
The fine print: the fee is calculated on the amount actually funded, and only after the lender releases the money. No application fees, no retainer, no charge for a file we can’t place.